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Predictors of out of pocket expenditure on health incurred by elderly persons residing in a rural, Indian community-implication for insurance programme
Joint Event on Public Health, Womens Health, Nursing and Hospital Management
Vineet Kumar Pathak
All India Institiue of Medical Sciences, India
ScientificTracks Abstracts: J Community Med Health Educ
Abstract
Almost 8.6% of India’s 1.2 billion population are elderly, who spent considerable money from out-of-pocket (OOP) for healthcare. Any policy for elderly should encompass fi nancial protection from illness expenditure. However, lack of comprehensive information on OOP expenditure and its determinants, precludes such action. We studied a sample of 400 community-dwelling elderly in rural India, to assess cost incurred on outpatient and inpatient services, along with information on socio-demographics (individual-characteristics), morbidity (motivation for seeking-care), and social-engagement (healthseeking). Lubben Social Network Scale (LSNS) was used to assess the degree of social isolation. Multimorbidity was measured by Cumulative Illness Rating Scale for Geriatrics (CIRS-G). Mental health status was measured by the SF-12 mental component summary (MCS) score. The mean (95%CI) annual OOP expenditure was USD 156.3 (IQR, USD 103.0-209.5) with a median of USD 35.7 (IQR, USD18.2 -90.3), being explained signifi cantly by sex, statuses of morbidity, social engagement, and mental health. In developing countries like India, information regarding different sub-headings of out of pocket expenditure on health (expenditure during visit to a formal doctor / non-formal doctor, over the counter purchase of medicine, medical aid purchase) is the basic input of targetted policy intervention whose evidences are provided in the present study. We recommend that the policy for health of elderly persons in India should take into account of fi nancial protection. The policy should consider pre-payment mechanism like health insurance, as one of the components for providing fi nancial protection.Biography
Vineet Kumar Pathak has completed his MBBS (2013 batch) from MGM, Medical College, MP, India with distinction Gold Medal in Paediatrics. Then he joined All India of Medical Sciences, New Delhi in 2015 as post-graduate student in Centre for Community Medicine. Currently he is working as Senior Resident in department of Community and Family Medicine at All India Institute of Medical Sciences, Chhatisgarh, India.
E-mail: pathakvineet2089@gmail.com
